Direct Line Insurance?

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NightFox
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Location: Shropshire, UK

Direct Line Insurance?

Post by NightFox » Fri Jun 14, 2019 9:24 am

Trying to sort out insurance at the moment - LV= is looking the cheapest @£500 and also includes flat battery recovery and cover for home charger/cables, not that I put too much value on either of those extras.

I was keen to also get a quote from Direct Line as I know they effectively include gap insurance for the first year for new cars (i.e. if your car gets written off in the first year, you get a brand new replacement) - sometimes I've found DL's quotes to be very competitive, other times they've been way off. However, I just couldn't get a quote - the website just kept crashing right at the end and saying it couldn't process my request (though it worked fine when I tried a different dummy vehicle). I tried several times, but same result every time.

Has anyone had any luck getting a quote through Direct Line? I guess I could phone them but that seems sooooo 20th century.


bimjim
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Location: Herts

Re: Direct Line Insurance?

Post by bimjim » Fri Jun 14, 2019 10:06 am

I managed to get a quote from Direct Line, but it wasn't particularly competitive at £750.

That's against a quote of £510 from LV and £445 from Aviva.

Insurance is a complex game though - so many variables.


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NightFox
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Re: Direct Line Insurance?

Post by NightFox » Fri Jun 14, 2019 10:58 am

Yeah, just got a quote from Direct Line over the phone and it was £800, or £930 with my no claims protected. I'll give Aviva a go but it's looking like LV might be best. It also looks like DL don't do their 1st year free gap insurance any more anyway which would have been my main reason for goind with them if prices were similar.


Goshdarnit
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Re: Direct Line Insurance?

Post by Goshdarnit » Fri Jun 14, 2019 12:10 pm

Might be worth trying Performance Direct. They are LV owned, with identical policy benefits, but were significantly cheaper in my case.
I-Pace First Edition, Corris Grey, Oyster interior, 22” diamond cut alloys with carbon inserts.
IMC: S19A_19.07.2-312706 Telematics: 14.2

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NightFox
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Location: Shropshire, UK

Re: Direct Line Insurance?

Post by NightFox » Fri Jun 14, 2019 12:19 pm

Tried Aviva but they won't insure unless the car is garaged due to the value of the vehicle - unfortunately my garage is pretty much serving as a home gym these days.

I'll give Performance Direct a shot though, thanks


scm
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Location: Southampton

Re: Direct Line Insurance?

Post by scm » Fri Jun 14, 2019 1:00 pm

NightFox wrote:
Fri Jun 14, 2019 12:19 pm
Tried Aviva but they won't insure unless the car is garaged due to the value of the vehicle
Some insurers load garage users as there's the possibility of damage getting it in and out, they prefer off-road parking. Go figure .... :?


Pacesetter
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Location: Cambs & Milton Keynes, United Kingdom

Re: Direct Line Insurance?

Post by Pacesetter » Fri Jun 14, 2019 1:14 pm

NightFox wrote:
Fri Jun 14, 2019 12:19 pm
Tried Aviva but they won't insure unless the car is garaged due to the value of the vehicle - unfortunately my garage is pretty much serving as a home gym these days.

I'll give Performance Direct a shot though, thanks
Yes, I was already with Aviva, but they wouldn't cover the I-Pace because it wasn't garaged at night. Went with LV in the end.
First Edition, Corris Grey, Towbar (Jaguar), 18" Wheels (aftermarket)


Quakered
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Location: London

Re: Direct Line Insurance?

Post by Quakered » Fri Jun 14, 2019 1:24 pm

You could try Privilege as they are the posh end of Direct Line. I have been with them for years. When I rang about swapping my 328i estate for the I Pace, they said it would add £100 to the premium making in £520ish p.a. which seems reasonable for outer London. Car is parked on the drive as the garage is now a wood store! I asked about theft precautions and they said they did not rate it as a high theft risk with EVs (presumably no bloody use in Nigeria!)


ChrisMc
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Joined: Mon Jul 16, 2018 7:51 pm
Location: North West

Re: Direct Line Insurance?

Post by ChrisMc » Fri Jun 14, 2019 5:26 pm

I went with LV, they came out best when I was shopping around a few months ago.
MY20 - I Pace HSE EV400 in Black with full black pack, Mars Red Windsor leather sports seats, gloss black 20” wheels etc etc
InControlTouch Pro: S18D - Telematics: Was 14.2 Now ???


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anorak
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Location: Cambs. UK

Re: Direct Line Insurance?

Post by anorak » Fri Jun 14, 2019 5:46 pm

Churchill were cheapest for us at £362 and automatically cover the car new for old for the first 12 months.
I Pace EV400 S, Caesium blue, Oyster leather, 18" wheels, MY19, delivered 01/2019
IMC: S19A_19.20.4-363281 || Telematics: 14.2


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